Services

Flynn Consulting provides flexible, on-demand consulting services, expert guidance, and project-based support designed to empower small banks without the cost or commitment of full-time staff.

Lending, Credit & Portfolio Support

Provide hands-on execution and oversight across core lending functions, supporting institutions where experienced expertise is needed without adding permanent staff.

  • Perform underwriting and financial analysis

  • Conduct individual and portfolio-level loan reviews

  • Complete post-closing file quality assessments for safety, soundness, and compliance

  • Oversee construction processing and disbursement activities

  • Support impaired asset resolution, including troubled and severely delinquent credits

  • Strengthen credit quality while reinforcing consistent, disciplined lending practices


Policy, Product & Program Development

Support the design, implementation, and refinement of lending-related policies, procedures, and products that align with regulatory expectations and operational realities.

  • Draft and update lending policies and procedures

  • Design workflows to support effective implementation

  • Train staff and monitor program rollout

  • Conduct post-implementation reviews and recommend revisions

  • Introduce new capabilities while maintaining strong controls, clarity, and accountability


Risk Management, Reporting & Regulatory Support

Support board and regulatory expectations through accurate, timely, and decision-useful reporting and disciplined regulatory engagement.

  • Prepare and support loan portfolio reporting for management and board oversight

  • Perform CECL and ACL analysis and documentation

  • Conduct liquidity analysis and stress testing

  • Support CALL report data compilation and related reporting requirements

  • Assist in responding to regulatory findings and examination matters

  • Facilitate clear, effective communication with federal and state regulators

  • Support remediation efforts with a practical, risk-based approach aligned with strategic objectives


Special Projects & Technology Initiatives

Provide project management and subject-matter support for complex, one-time initiatives that require focused expertise, coordination, and disciplined execution.

  • Manage core system conversions and major technology migrations

  • Support debit and credit card upgrades, including tap-to-pay and tokenization initiatives

  • Assist with online and digital capability integrations impacting lending and operations

  • Coordinate timelines, vendors, and internal stakeholders

  • Minimize operational disruption and support strong post-implementation outcomes


Fractional & Interim Leadership Services

Provide experienced fractional and interim leadership support for institutions navigating transition, growth, or heightened regulatory focus.

  • Serve in fractional or interim executive and management roles as needed

  • Fulfill Chief Credit Officer and Information Security Officer responsibilities

  • Support continuity, accountability, and effective decision-making during periods of change

  • Deliver leadership without the long-term commitment of a full-time hire


Network Support

If a need falls outside these service offerings, I leverage my trusted network of experienced banking professionals and industry specialists to connect clients with the right expertise.

Schedule an Exploratory Conversation

Book yourself a no-obligation discussion with Flynn Consulting to understand your institution’s needs and determine how our experience can help you.

Book an Appointment